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J’ai demandé un rachat partiel sur mon contrat d’assurance-vie. Quand les fonds seront-ils disponibles ?

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<p class="MsoNormal" style="mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;"><span style="font-size: 10.0pt; font-family: 'Century Gothic','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: FR;">A partir du jour o&ugrave; le rachat est saisi<strong style="mso-bidi-font-weight: normal;">, le d&eacute;lai moyen de mise &agrave; disposition des fonds varie entre 5 et 10 jours ouvr&eacute;s </strong>(hors samedi et dimanche).</span></p>
<p class="MsoNormal" style="mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;"><span style="font-size: 10.0pt; font-family: 'Century Gothic','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: FR;">Le d&eacute;lai d&eacute;pend de la nature des unit&eacute;s de compte concern&eacute;es par le rachat, de la p&eacute;riodicit&eacute; de calcul de la valeur liquidative des fonds concern&eacute;s et du d&eacute;lai du virement interbancaire.</span></p>
<p class="MsoNormal" style="mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;"><span style="font-size: 10.0pt; font-family: 'Century Gothic','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: FR;">Si seul le fonds en euros est concern&eacute; par le rachat, le d&eacute;lai est plus proche de 5 jours. </span></p>

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Niveau
3
2262 / 5000
points
Nombre de réponses
1 réponse
Thème
Gestion du contrat
Nom de l'auteur
Anonyme
Date
6 octobre 2014
il y a plus de 6 ans
Consultations
consultée 17666 fois
question
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Anonyme
Anonyme

Anonyme

Niveau
3
2262 / 5000
points

A partir du jour du traitement de votre demande par Fortuneo ( à condition qu'elle soit complète), le délai moyen de mise à disposition des fonds varie entre 10 et 15 jours ouvrés ( hors samedi et dimanche).

Ce délai dépend notamment de la nature des unités de compte concernées par le rachat, de la périodicité de calcul de la valeur liquidative ( en cas de rachat sur une SCPI par exemple, la valeur liquidative n'est pas quotidienne mais hebdomadaire, ce qui peut potentiellement décaler le traitement de la demande d'une semaine), du délai de virement interbancaire ou si une opération est déjà en cours de valorisation sur le contrat.

Notre conseil : afin de pas retarder l’enregistrement de votre demande de rachat, veillez à bien compléter toutes les informations du formulaire proposé sur le site (lien vers formulaire) et n’oubliez pas joindre un RIB original sur lequel apparaissent les codes IBAN et BIC (ou SWIFT) d’un compte ouvert à votre nom.

Si vous transmettez votre demande de rachat et votre RIB en pièce jointe d'un mail, sélectionnez les rubriques : Réaliser une opération ► Assurance-vie ► Versement / Rachat / Arbitrage / Autres opérations.

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